A quick examination of your current credit card interest rates will give you a glimpse of the amount of money you can save with one of these balance transfer cards. A 2% reduction in your interest rate will save $20 per thousand dollars of balance per year. And you get the additional benefit of a lower monthly payment. Please select from the following Balance Transfer cards:
| Appearance |
Official Name, Features, Rates and Fees |
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Discover® More Card - $75 Cashback Bonus
0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
Get $75 Cashback Bonus when you make $500 in purchases within 3 months
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Excellent |
0* |
6 Mo.* |
11.99% - 20.99% (Variable)* |
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Citi® Platinum Select® MasterCard®
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
Citi® Identity Theft Solutions
Secure, free online account management
No annual fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0 |
12 Mo. on Purchases* |
11.99% - 19.99%* (Variable) |
|
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IBERIABANK Visa® Classic Card
No annual membership fee
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Excellent |
n/a |
n/a |
7.25%, 10.25%, or 13.25% |
|
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Citi® Dividend Platinum Select® MasterCard®
0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
Full 1% cash back on eligible purchases and cash advances.
Earn extra cash back on popular, rotating categories each quarter.
Average 5% additional cash back through Citi Bonus Cash Center®
No Annual Fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
n/a |
n/a |
12.99% - 20.99%* (Variable) |
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Bryant State Bank MasterCard®
Low Interest Rate of 11.25%*
Introductory Balance Transfer Rate
No Balance Transfer Fee
$0 Fraud Liability
24/7 Online Account Access
Emergency Cash Advance & Card Replacement
Worldwide Acceptance
*See Card Terms and Conditions
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $20 |
Good |
n/a |
n/a |
11.25% |
|
|
IBERIABANK Visa ® Select Card
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $35 |
Very Good |
0 or 7.50 |
12 Mo. |
7.50%, 9.50% or 11.50%* |
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* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.
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