Locate and Apply for the RIGHT Credit Card
By Type
- Balance Transfer
- Business
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- Cash Back
- Easy Approval
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- Low Interest
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- Rewards
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By Issuer
- American Express
- Barclays Bank
- CitiBank
- Discover
- Iberia Bank
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By Brand
- American Express
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By Credit Level
- Excellent
- Very Good
- Good
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- Students

Balance Transfer Credit Cards

A quick examination of your current credit card interest rates will give you a glimpse of the amount of money you can save with one of these balance transfer cards. A 2% reduction in your interest rate will save $20 per thousand dollars of balance per year. And you get the additional benefit of a lower monthly payment.

Please select from the following Balance Transfer cards:


Appearance Official Name, Features, Rates and Fees
Discover it® Offer

Apply for Discover it®
Discover it®
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Annual Fee Credit Level Purchase & Transfer Intro APR / Period Normal Rate
$0 Excellent 0%   /   6 Mo. 10.99% - 22.99% (V)*
Citi® Diamond Preferred® Card Offer

Apply for Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Annual Fee Credit Level Purchase & Transfer Intro APR / Period Normal Rate
$0* Very Good 0%*   /   18 Mo.* 11.99%-21.99%* (Variable)
Citi® Dividend Platinum Select® Visa® Card  Offer

Apply for Citi® Dividend Platinum Select® Visa® Card
Citi® Dividend Platinum Select® Visa® Card
  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
  • Enroll at no additional cost each quarter for new categories that earn additional cash back
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee*
Annual Fee Credit Level Purchase & Transfer Intro APR / Period Normal Rate
$0* Very Good 0%*   /   12 Mo.* 12.99%-22.99%* (Variable)
Citi ThankYou® Card Offer

Apply for Citi ThankYou® Card
Citi ThankYou® Card
  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on purchases.
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Annual Fee Credit Level Purchase & Transfer Intro APR / Period Normal Rate
$0* Excellent 0%*   /   15 Mo.* 12.99%-22.99%* (Variable)
Iberiabank Visa® Classic Card Offer

Apply for Iberiabank Visa® Classic Card
Iberiabank Visa® Classic Card
  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Online access to credit card account information
Annual Fee Credit Level Balance Transfer Intro APR / Period Normal Rate
$0 Excellent 1.99%   /   6 billing cycles 7.25%, 10.25%, or 13.25%
Iberiabank Visa® Select Card Offer

Apply for Iberiabank Visa® Select Card
Iberiabank Visa® Select Card
  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
  • Intro APR on Balance Transfers of 1.99% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information
  • Low Annual Fee of $35.00
Annual Fee Credit Level Purchase Intro APR / Period Normal Rate
$35 Very Good 0% or 7.5%   /   12 Mo. 7.50%, 9.50%, or 11.50%
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