Bank of America Credit Cards

We are no longer recommending that our visitors apply for a Bank of America credit card.

Bank of America has significantly reduced their rate of approval thereby increasing the number of rejected applications. A denied application for credit can lower your credit score. We do recommend any of the following cards as they have a much higher rate of approval.

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Official Name, Features, Rates and Fees

Citi® Diamond Preferred® Card

Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
Let our 24/7 concierge service help book your hotel rooms, flights and more.
Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
$0 liability on unauthorized purchases and Citi® Identity Theft Solutions
No annual fee*

Annual Fee	Credit Level	Purchase & Transfer Intro APR / Period	Normal Rate
$0*	Very Good	0%* / 18 Mo.*	11.99%-21.99%* (Variable)

Citi® Dividend Platinum Select® Visa® Card

$100 cash back after $500 in purchases within the first 3 months of account opening
0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
Enroll at no additional cost each quarter for new categories that earn additional cash back
Full 1% cash back on all other purchases and eligible cash advances.
No Annual Fee*

Annual Fee	Credit Level	Purchase & Transfer Intro APR / Period	Normal Rate
$0*	Very Good	0%* / 12 Mo.*	12.99%-22.99%* (Variable)

Discover it®

The new Discover it card is out to change the way people think about credit cards.
Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Plus a Cashback Concierge^SM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
Flexible…Choose your own due date and pay up to midnight ET online or by phone.
Human…talk to a real person any time with 100% U.S.-based service.
Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.

Annual Fee	Credit Level	Purchase & Transfer Intro APR / Period	Normal Rate
$0	Excellent	0% / 14 Mo.	10.99% - 22.99% (V)*

Citi Simplicity® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
No late fees - EVER
No penalty rate - EVER
No annual fee - EVER
Save time when you call with fast, personal help, 24 hours a day.

Annual Fee	Credit Level	Purchase & Transfer Intro APR / Period	Normal Rate
$0*	Excellent	0%* / 18 Mo.*	12.99% - 21.99%* (Variable)

Iberiabank Visa® Classic Card

No annual membership fee
Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Online access to credit card account information

Annual Fee	Credit Level	Balance Transfer Intro APR / Period	Normal Rate
$0	Excellent	1.99% / 6 billing cycles	7.25%, 10.25%, or 13.25%

Iberiabank Visa® Select Card

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
Intro APR on Balance Transfers of 1.99% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information
Low Annual Fee of $35.00

Annual Fee	Credit Level	Purchase Intro APR / Period	Normal Rate
$35	Very Good	0% or 7.5% / 12 Mo.	7.50%, 9.50%, or 11.50%

Barclaycard® Ring MasterCard®

A low 8% variable APR on balance transfers and purchases
No Annual Fees
No Balance Transfer Fees - start saving immediately!
Choose your card benefits and features
Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
Learn more about personal finance from Barclaycard and other members

Annual Fee	Credit Level	Introductory Offer	Normal Rate
$0	Excellent	n/a / n/a	8.00% (Variable)

* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.

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