The king of all reward credit cards, the cash back card does not make you select your rewards from the issuer’s preferred vendors and stores. You get a check or a credit to your account. Granted that the rebate rates can be higher with specialized reward cards, the cash back card has gained wide-spread popularity due to the convenience of allowing the consumer to choose how and where to spend their rebates. Please select from the following Cash Back cards:
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Official Name, Features, Rates and Fees |

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Discover® MotivaCard
Cash rewards for your good credit management Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Up to 1% unlimited Cashback Bonus on all other purchases 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR 3.99% intro APR on purchases for a full 12 months, then the Regular APR
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
3.99* |
12 Mo.* |
11.99% - 20.99% (Variable)* |
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Blue Cash(R) from American Express
0% intro APR on purchases for 6 months and no annual fee Flexibility to pay over time Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores Receive your cash back automatically as a statement credit
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| No |
Very Good |
See Terms* |
See Terms* |
17.24%-21.24% Variable |
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Discover® More Card - $75 Cashback Bonus
0% intro APR on balance transfers for a full 12 months, then the Regular APR 0% intro APR on purchases for a full 6 months, then the Regular APR Get $75 Cashback Bonus when you make $500 in purchases within 3 months 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Excellent |
0* |
6 Mo.* |
11.99% - 20.99% (Variable)* |
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Chase Freedom® Visa - $100 Bonus Cash Back
Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy! Unlimited 1% Cash Back on all other purchases with no spending tiers Up to an additional 20% cash back when you shop online at select merchants through Chase
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
n/a |
n/a |
12.99%-22.99% Variable* |
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Citi® Diamond Preferred® Rewards Card
$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate. 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter** Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0 |
12 Mo.* |
12.99% - 20.99%* (Variable) |
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Visa Platinum Cashback Rewards Card
13.99% APR – Lower than most rewards cards! Earn 2.00% Cash Back on Supermarket Purchases* Earn 5.00% Cash Back from Gas Purchases Paid at the Pump* Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle No Balance Transfer Fees – Good till June 30, 2010 Up to $50,000 Limit No Annual Fee Cash Rewards Credited Each Month
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Good |
n/a |
n/a |
13.99% |
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Discover® More Card- Black
0% intro APR on balance transfers for a full 12 months, then the Regular APR 0% intro APR on purchases for a full 9 months, then the Regular APR 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0* |
9 Mo.* |
11.99% - 20.99% (Variable)* |
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Chase Freedom® MasterCard
0% Intro APR and No Annual Fee 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy! Unlimited 1% Cash Back on all other purchases with no spending tiers Up to an additional 20% cash back when you shop online at select merchants through Chase
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0 |
6 Mo. on Purchases* |
12.99%-22.99% Variable* |
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IBERIABANK Visa® Gold Card
No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Excellent |
n/a |
n/a |
9.25%, 12.25%, or 15.25% |
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* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.
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