The king of all reward credit cards, the cash back card does not make you select your rewards from the issuer’s preferred vendors and stores. You get a check or a credit to your account. Granted that the rebate rates can be higher with specialized reward cards, the cash back card has gained wide-spread popularity due to the convenience of allowing the consumer to choose how and where to spend their rebates. Please select from the following Cash Back cards:
| Appearance |
Official Name, Features, Rates and Fees |
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Citi® Dividend Platinum Select® Visa® Card
$100 cash back after $500 in purchases within the first 3 months of account opening
0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
Each quarter, you can enroll to earn additional cash back in popular categories.
Full 1% cash back on all other purchases and eligible cash advances.
No annual fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Very Good |
0.00* |
12 Mo. on purchases* |
12.99-22.99% (Variable)* |
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Blue Cash EverydaySM Card from American Express
Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
No spend minimum, No enrollment, and No rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
No annual fee, flexibility to pay over time
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
0.00* |
12 Mo. on purchases* |
17.24-22.24% (Variable)* |
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Discover® Motiva Card
Earn Cashback Bonus® for your good credit management
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Very Good |
0.00* |
15 Mo. on purchases* |
10.99-20.99% (Variable)* |
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Discover® More® Card
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
0.00* |
15 Mo. on purchases* |
10.99-20.99% (Variable)* |
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Citi ThankYou® Card
Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
Plus earn 1 ThankYou Point for every $1 you spend on purchases
Earn an anniversary bonus on points earned from purchases every year*
Enjoy no limit on the number of points you can earn
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
No annual fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
0.00* |
15 Mo. on purchases* |
12.99-22.99% (Variable)* |
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PenFed VISA Platinum Gas/Cash Rewards Card
13.99% APR - Lower than most rewards cards
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
Up to $50,000 limit
No Annual Fee
Cash Rewards credited each month
No special restrictions to earn your cash rewards
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| 0.00 |
Good |
n/a* |
24 Mo.* |
13.99%* |
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Discover® More® Card
0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Very Good |
0.00* |
6 Mo. on purchases* |
10.99-20.99% (Variable)* |
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Iberiabank Visa® Gold Card
No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
n/a* |
n/a* |
9.25-15.25% (Variable)* |
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Blue Cash PreferredSM Card from American Express
Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases
No spend minimum, No enrollment, and No rotating rewards categories
Get a $75 Referral Bonus for each friend or family member who is approved for the Card
The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $75.00* |
Excellent |
0.00* |
12 Mo. on purchases* |
17.24-22.24% (Variable)* |
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* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.
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