For anyone with less than perfect credit, making a card selection can be an anxious event. We have tried to ease this process by collecting a group of credit cards that have less stringent standards for acceptance. Although some of the rates and fees may be higher than the premier cards, you can rest a little easier knowing that your chances of being approved are much higher. Please select from the following Easy Approval cards:
| Appearance |
Official Name, Features, Rates and Fees |
 |
Orchard Bank Classic MasterCards
An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages are available to remind you of your upcoming payment due date
Knowledgeable customer service representatives to assist you with questions or concerns
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $39.00 1 year, then $59.00* |
Fair |
n/a* |
n/a* |
14.99-24.99% (Variable)* |
|
|
Orchard Bank Visa Cards
Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
Knowledgeable customer service representatives to assist you with questions or concerns
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $39.00 1 year, then $59.00* |
Fair |
n/a* |
n/a* |
14.99-24.99% (Variable)* |
|
|
Applied Bank® Secured Visa® Gold Credit Card
Better Than Prepaid...Go with a Secured Card
Get a Credit Line That is Reported To The Major Credit Bureaus
Build Positive Credit by Making Monthly Payments On Time
Load One Time - Keep On Using...No Need For Any Additional Deposits
Activate Today with a $200 Minimum Deposit - Maximum $5,000
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $50.00* |
Poor |
n/a* |
n/a* |
9.99% (Fixed)* |
|
|
Platinum Zero® Secured Visa® Credit Card from Applied Bank®
Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank
Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $500 up to a maximum of $5,000
Zero - 0% Fixed APR on Purchases - No Intro Rates
Zero - 0% Rate Won't Change - Even If You're Late
Zero Application Fees
Zero Worries - Free Personal ID Theft Protection
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $119.40* |
Poor |
n/a* |
n/a* |
0.00% (Fixed)* |
|
|
Credit One Bank® Visa Platinum Card
Pre-Qualify for a Visa credit card without affecting your credit score
Get a starting credit line up to $1,500
No enrollment fee
No over the credit limit fee
Choose your card design from our premium gallery
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $75.00 1 year, then $99.00* |
Fair |
n/a* |
n/a* |
23.90% (Fixed)* |
|
|
First Progress Platinum Secured MasterCard® Credit Card
Full-feature Platinum MasterCard secured credit card
No credit history or minimum credit score required for approval
Monthly reporting to all 3 major credit bureaus to establish more credit history
Quick & complete online application
Secured by your deposit of $300 - $2,000
24/7 access to your account online
Deposit held at FDIC-insured bank
You must be a resident of a US state; however, at present the program is not available in Arkansas, Iowa, New York, or Wisconsin.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $39.00* |
Any |
n/a* |
n/a* |
14.99% (Variable)* |
|
|
VISA® Platinum from Credit One Bank
Get Pre-Qualified in less than a minute
Includes online access to your monthly Credit Score
Platinum Status
Automatic credit line increase reviews
Pick your own payment due date
Monthly updates to all major credit bureaus
Travel Accident Insurance
Auto Rental Collision Damage Waiver
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $75.00 1 year, then $99.00* |
Fair |
n/a* |
n/a* |
23.90% (Variable)* |
|
* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.
| 
