If you don’t want to wait to find out if your credit card application has been approved, the cards listed below all offer a rapid approval process. Some process your information in less than a minute. Now all you have to do is wait for the card to arrive in the mail, with the knowledge that you have bee approved. Please select from the following Instant Approval cards:
| Appearance |
Official Name, Features, Rates and Fees |

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American Express(R) Gold Card
Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100! The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards. Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide. Express Approval. Get a decision in 60 seconds.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $125 |
Very Good |
n/a |
n/a |
n/a |
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Orchard Bank Visa Cards
Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment On-call customer service representatives to assist you with questions or concerns
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| See Terms* |
Fair |
n/a |
n/a |
7.90% - 28.90% |
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* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.
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