Targeted towards those who routinely carry a balance on their cards from month to month, a low interest card can produce some significant savings. Most consumers can drop their interest rate 5% or more. This directly relates to a savings of $50 dollars per year per thousand dollars of balance. A substantial amount for a small investment of time. Please select from the following Low Interest cards:
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Official Name, Features, Rates and Fees |

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Citi® Platinum Select® Visa®
0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.* Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more Citi® Identity Theft Solutions No annual fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
0.00* |
18 Mo. on purchases* |
11.99-21.99% (Variable)* |
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Blue Cash EverydaySM Card from American Express
Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases No spend minimum, No enrollment, and No rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
0.00* |
12 Mo. on purchases* |
17.24-22.24% (Variable)* |
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Citi Forward® Card
$100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases APR reduction on purchases when using credit wisely No Annual Fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Very Good |
0.00* |
7 Mo. on purchases* |
12.99-22.99% (Variable)* |
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Citi Forward® Card
5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases Up to a 2% purchase APR reduction when you make a purchase, stay under your credit limit and pay on time 3 billing periods in a row Earn 1,000 bonus points when you sign up for Paperless Statements No Annual Fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Very Good |
0* |
12 Mo. on balance transfers* |
12.99%-21.99%* (Variable) |
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Citi® Diamond Preferred® Card
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.* 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass® $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Very Good |
0.00* |
18 Mo. on purchases* |
11.99-21.99% (Variable)* |
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Discover® More® Card
0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Very Good |
0.00* |
6 Mo. on purchases* |
10.99-20.99% (Variable)* |
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Blue Sky from American Express®
7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit. No annual fee. Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime. Pay your bill all at once, or over time. It's up to you. Blue Savings Program®: big deals on big brands, all the time. Get a decision in as little as 60 seconds.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
0.00* |
12 Mo. on purchases* |
17.24-22.24% (Variable)* |
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Citi® Dividend Platinum Select® Visa® Card
$100 cash back after $500 in purchases within the first 3 months of account opening 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness* Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll. Each quarter, you can enroll to earn additional cash back in popular categories. Full 1% cash back on all other purchases and eligible cash advances. No annual fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Very Good |
0.00* |
12 Mo. on purchases* |
12.99-22.99% (Variable)* |
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Discover® More® Card
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
0.00* |
15 Mo. on purchases* |
10.99-20.99% (Variable)* |
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PenFed Promise VISA Card
Absolutely No Fees 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. No-fee cash advances carry a 17.99% APR No Foreign Transaction Fees Some restrictions apply. You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| 0.00 |
Good |
7.49 |
36 Mo. for purchases and balance transfers* |
9.99%* |
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Iberiabank Visa® Classic Card
No annual membership fee Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
n/a* |
n/a* |
7.25-13.25% (Variable)* |
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Iberiabank Visa® Select Card
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period. Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness. Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Online access to credit card account information Low Annual Fee of $35.00
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $35.00* |
Very Good |
0.00* |
12 Mo. on purchases* |
7.50-11.50% (Fixed)* |
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* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.
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