Low Interest Credit Cards at ApplyNewCard.com

Please select from the following Low Interest cards:

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Official Name, Features, Rates and Fees

Citi® Platinum Select® Visa®

0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
Citi® Identity Theft Solutions
No annual fee*

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0.00*	Excellent	0.00*	18 Mo. on purchases*	11.99-21.99% (Variable)*

Apply for Blue Cash Everyday<sup>SM</sup> Card from American Express

Blue Cash Everyday^SM Card from American Express

Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
No spend minimum, No enrollment, and No rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
No annual fee, flexibility to pay over time

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0.00*	Excellent	0.00*	12 Mo. on purchases*	17.24-22.24% (Variable)*

Citi Forward® Card

$100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
APR reduction on purchases when using credit wisely
No Annual Fee*

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0.00*	Very Good	0.00*	7 Mo. on purchases*	12.99-22.99% (Variable)*

Citi Forward® Card

5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases
Up to a 2% purchase APR reduction when you make a purchase, stay under your credit limit and pay on time 3 billing periods in a row
Earn 1,000 bonus points when you sign up for Paperless Statements
No Annual Fee*

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0*	Very Good	0*	12 Mo. on balance transfers*	12.99%-21.99%* (Variable)

Citi® Diamond Preferred® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
$0 liability on unauthorized purchases and Citi® Identity Theft Solutions
No annual fee*

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0.00*	Very Good	0.00*	18 Mo. on purchases*	11.99-21.99% (Variable)*

Discover® More® Card

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0.00*	Very Good	0.00*	6 Mo. on purchases*	10.99-20.99% (Variable)*

Blue Sky from American Express®

7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
No annual fee.
Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
Pay your bill all at once, or over time. It's up to you.
Blue Savings Program®: big deals on big brands, all the time.
Get a decision in as little as 60 seconds.

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0.00*	Excellent	0.00*	12 Mo. on purchases*	17.24-22.24% (Variable)*

Citi® Dividend Platinum Select® Visa® Card

$100 cash back after $500 in purchases within the first 3 months of account opening
0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
Each quarter, you can enroll to earn additional cash back in popular categories.
Full 1% cash back on all other purchases and eligible cash advances.
No annual fee*

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0.00*	Very Good	0.00*	12 Mo. on purchases*	12.99-22.99% (Variable)*

Discover® More® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0.00*	Excellent	0.00*	15 Mo. on purchases*	10.99-20.99% (Variable)*

PenFed Promise VISA Card

Absolutely No Fees
7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
No-fee cash advances carry a 17.99% APR
No Foreign Transaction Fees
Some restrictions apply.
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
0.00	Good	7.49	36 Mo. for purchases and balance transfers*	9.99%*

Iberiabank Visa® Classic Card

No annual membership fee
Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Online access to credit card account information

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0.00*	Excellent	n/a*	n/a*	7.25-13.25% (Variable)*

Iberiabank Visa® Select Card

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information
Low Annual Fee of $35.00

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$35.00*	Very Good	0.00*	12 Mo. on purchases*	7.50-11.50% (Fixed)*

* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.