Large savings can be easily achieved with any of these credit cards. If you have a large balance or plan on putting a big charge on your card, a low or zero interest rate for a year or more can produce significant savings. The only trick with these cards is to make sure you make at least the minimum payment each month to maintain the introductory rate. An easy thing to do when you remember the amount of money you are saving. Please select from the following Low Introductory Period cards:
| Appearance |
Official Name, Features, Rates and Fees |
 |
Discover® More Card- Black
0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 9 months, then the Regular APR
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0* |
9 Mo.* |
11.99% - 20.99% (Variable)* |
|
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Citi® Platinum Select® MasterCard®
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
Citi® Identity Theft Solutions
Secure, free online account management
No annual fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0 |
12 Mo. on Purchases* |
11.99% - 19.99%* (Variable) |
|
|
Blue Cash(R) from American Express
0% intro APR on purchases for 6 months and no annual fee
Flexibility to pay over time
Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
Receive your cash back automatically as a statement credit
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| No |
Very Good |
See Terms* |
See Terms* |
17.24%-21.24% Variable |
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Citi® Diamond Preferred® Rewards Card
$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
No annual fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0 |
12 Mo.* |
12.99% - 20.99%* (Variable) |
|
|
Upromise® World MasterCard®
10% extra college savings on thousands of eligible grocery and drugstore items
2% extra college savings on eligible gas purchases at Exxon and Mobil locations
1% college savings on every purchase
Get $25 college savings after the first qualified use of your account
No annual fee†
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0 on purchas |
7-10 billing cycles |
12.99%-20.99% Variable |
|
|
Starwood Preferred Guest(R) Credit Card from American Express
Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.
Smarter Travel Editor's Choice Award for Best Travel Awards Card for Domestic Use.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| See Terms* |
Good |
See Terms* |
See Terms* |
15.24% variable |
|
|
American DreamCard™ MasterCard®
Over $1.2 Million Awarded to Date!
Large monthly cash jackpots
Earn entries from everyday shopping
Get 1,000 entries just for applying!
A New Winner Every Month!
Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
See terms and conditions for important rate, fee, and other cost information, and limitations
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0- $59* |
Good |
n/a |
n/a |
14.99% or 21.99% Variable |
|
|
Slate(SM) from Chase
0% Intro APR for up to 12 months.
No Annual Fee.
New Innovative Card Design.
Blueprint(SM) – free and customizable features
Help you avoid unnecessary interest
Pay your balances down faster
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0 |
See Terms* |
13.24%-22.24% Variable* |
|
|
PenFed Promise VISA Card
Absolutely No Fees!
Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR.
No Balance Transfer Fees – Good till June 30, 2010
No Foreign Transaction Fees!
Some restrictions apply.
You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Good |
7.49 |
36 Mo. |
9.99% |
|
* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.
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