Large savings can be easily achieved with any of these credit cards. If you have a large balance or plan on putting a big charge on your card, a low or zero interest rate for a year or more can produce significant savings. The only trick with these cards is to make sure you make at least the minimum payment each month to maintain the introductory rate. An easy thing to do when you remember the amount of money you are saving. Please select from the following Low Introductory Period cards:
| Appearance |
Official Name, Features, Rates and Fees |
 |
Citi® Diamond Preferred® Card
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
- Let our 24/7 concierge service help book your hotel rooms, flights and more.
- Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
| Annual Fee |
Credit Level |
Purchase & Transfer Intro APR / Period |
Normal Rate |
| $0* |
Very Good |
0%* / 18 Mo.* |
11.99%-21.99%* (Variable) |
|
|
Citi Simplicity® Card
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
| Annual Fee |
Credit Level |
Purchase & Transfer Intro APR / Period |
Normal Rate |
| $0* |
Excellent |
0%* / 18 Mo.* |
12.99% - 21.99%* (Variable) |
|
|
Blue Cash Everyday® Card from American Express
- Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
- Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
- No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
- Terms and Restrictions Apply.
| Annual Fee |
Credit Level |
Purchase Intro APR / Period |
Normal Rate |
| $0 |
Excellent |
0% / 12 Mo. |
12.99% - 21.99% Variable |
|
|
Discover it®
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
| Annual Fee |
Credit Level |
Purchase & Transfer Intro APR / Period |
Normal Rate |
| $0 |
Excellent |
0% / 14 Mo. |
10.99% - 22.99% (V)* |
|
* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.
| 
