All the conveniences of a credit card without any credit being extended. Almost everyone who applies for a pre paid debit card is approved. These cards require the cardholder to deposit a sum of money into the account before the card can be used. They also provide your transaction information to the credit reporting agencies which will help build or rebuild a good credit rating. Please select from the following Pre Paid cards:
| Appearance |
Official Name, Features, Rates and Fees |
 |
READYdebit® Visa Prepaid Card
- Instant Account Number - No Credit Check.
- Free† Direct Deposit - paycheck, benefits, tax refunds
- Easy Online Bill Payment & Mobile Account Access
- No Purchase Transaction Fees
- No Overdraft Fees or Balance Minimums
- Withdraw cash at ATMs or get cash back with purchases
- Free Credit ScoreTracker1
- Choose Your Card Color - Blue or Pink
| Annual Fee |
Credit Level |
Introductory Offer |
Normal Rate |
| $9.95 monthly fee |
Any |
n/a / n/a |
n/a |
|
|
NetSpend® Visa® Prepaid Card
- Get paid up to 2 days faster when you use direct deposit
- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck or government benefits up to 2 days faster with free direct deposit
- Earn cash back with NetSpend Payback RewardsTM
- Real-time activity alerts sent to your mobile phone.
- Prescription Discounts - up to 55% off!
- Funds are FDIC insured up to the current coverage limit (ID verification required).
| Annual Fee |
Credit Level |
Introductory Offer |
Normal Rate |
| $9.95 monthly fee |
Any |
n/a / n/a |
n/a |
|
|
Vision Premier® Visa® Prepaid Card - Simple & Fair
- New - Free Roadside Assistance
- New - Free Savings Account with 5.65% APY
- 1% Cash Back on Gas Purchases
- Free Direct Deposit so you can get paid faster
- Free Bill Pay online or over the phone
- Free Transactions and Customer Service
- No Overdraft Fees, No Interest Fees, and No Hidden Fees
- No Credit Check - 100% Approval
| Annual Fee |
Credit Level |
Introductory Offer |
Normal Rate |
| $7.95 monthly fee |
Any |
n/a / n/a |
n/a |
|
|
PerkStreet FinancialSM MasterCard® Debit Card
- Up to 2% cash back on debit card purchases - unlimited cash back
- Plus, earn up to 25% cash back at leading retailers every week
- The average American will earn $500 every year in cash back
- No monthly maintenance fees
- Free online bill pay
- Easy electronic transfers
- 24/7 customer support
| Annual Fee |
Credit Level |
Introductory Offer |
Normal Rate |
| $0 |
Any |
n/a / n/a |
n/a |
|
|
American Express® Serve
- Get American Express Serve and you could get $50 when you use Direct Deposit. Must enroll in Direct Deposit by 8/31/13.*
- No credit check. No minimum balance. No activation fee.
- Manage your money with the prepaid card, online account, and mobile app.
- Shop online or off and get access to membership benefits like Purchase Protection.*
- Enroll in Direct Deposit to get your paycheck in your American Express Serve Account on payday.
- No need to use a check. Email money to anyone no matter where they have a bank account.
- The safety and security of American Express.
- The 24/7 customer service you expect from American Express.
- *Terms, conditions and exclusions apply.
| Annual Fee |
Credit Level |
Introductory Offer |
Normal Rate |
| N/A |
Any |
n/a / n/a |
n/a |
|
* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.
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