Probably the biggest change to the credit card since its inception, the reward credit card provides rebates back to the cardholder for using their card for purchases. These cards have become almost a necessity to most consumers. The standard rate of return is 1% but most cards offer higher rates under certain conditions. Most issuers offer a wide and varied selection of ways to redeem your accumulated points. Please select from the following Reward cards:
| Appearance |
Official Name, Features, Rates and Fees |

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Barclaycard® Rewards MasterCard® - Good Credit
- Earn 2,500 bonus points after your first purchase, which is enough for a $25 statement credit.
- 0% Introductory APR for 6 months on purchases and balance transfers
- No annual fee
- Earn 2 points per $1 on gas, grocery, and utility purchases
- Earn 1 points per $1 everywhere else
- Use the points you earn like cash to pay for almost any purchases you've made.
- No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
- This offer is for customers with Good Credit
| Annual Fee |
Credit Level |
Purchase & Transfer Intro APR / Period |
Normal Rate |
| $0 |
Good |
0% / 6 billing cycles |
24.99% (Variable) |
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Discover it®
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
| Annual Fee |
Credit Level |
Purchase & Transfer Intro APR / Period |
Normal Rate |
| $0 |
Excellent |
0% / 14 Mo. |
10.99% - 22.99% (V)* |
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Citi ThankYou® Card
- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on purchases.
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
| Annual Fee |
Credit Level |
Purchase & Transfer Intro APR / Period |
Normal Rate |
| $0* |
Excellent |
0%* / 15 Mo.* |
12.99%-22.99%* (Variable) |
|

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Citi® Hilton HHonorsTM Visa Signature® Card
- Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
- Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
- Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
- Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
- No annual fee.*
| Annual Fee |
Credit Level |
Introductory Offer |
Normal Rate |
| None |
Very Good |
n/a* / n/a* |
14.24% or 16.24%* (Variable) |
|

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Citi ThankYou® Preferred Rewards Card
- Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
- 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
| Annual Fee |
Credit Level |
Balance Transfer Intro APR / Period |
Normal Rate |
| $0* |
Excellent |
0% / 12 Mo.* |
12.99%-22.99%* (Variable) |
|

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The Platinum Card® from American Express
- Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership
- Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™ Select, no foreign transaction fees
- Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
- Terms and restrictions apply
| Annual Fee |
Credit Level |
Introductory Offer |
Normal Rate |
| $450 |
Excellent |
n/a / n/a |
n/a |
|

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American Express® Premier Rewards Gold Card
- Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 in one calendar year
- Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
- Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
- Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
- Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
- $0 introductory annual fee for the first year, then $175
- Terms and Restrictions Apply
| Annual Fee |
Credit Level |
Introductory Offer |
Normal Rate |
| Intro annual fee of $0 for the first year, then $175 |
Excellent |
n/a / n/a |
n/a |
|

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Iberiabank Visa® Platinum Card
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
- Turn your points into hotel, gift, or experience rewards
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
- Online access to credit card account information
| Annual Fee |
Credit Level |
Balance Transfer Intro APR / Period |
Normal Rate |
| $0 |
Excellent |
1.99% / 6 billing cycles |
9.25%, 12.25%, or 15.25% |
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* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.
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