Probably the biggest change to the credit card since its inception, the reward credit card provides rebates back to the cardholder for using their card for purchases. These cards have become almost a necessity to most consumers. The standard rate of return is 1% but most cards offer higher rates under certain conditions. Most issuers offer a wide and varied selection of ways to redeem your accumulated points. Please select from the following Reward cards:
| Appearance |
Official Name, Features, Rates and Fees |

 |
TrueEarnings(R) Card from Costco and American Express
Earn cash back on gas and a $25 statement credit with your first purchase made with the Card. Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco No Annual Fee with your paid Costco Membership The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card No Limit on the Cash Back earned
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| See Terms* |
Very Good |
See Terms* |
See Terms* |
15.24% variable |
|

 |
Citi Forward® Card
Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening. 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. No annual fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0 if you qua |
7 Mo. on Purchases* |
12.99% - 19.99%* (Variable) |
|

 |
Discover® More Card - $75 Cashback Bonus
0% intro APR on balance transfers for a full 12 months, then the Regular APR 0% intro APR on purchases for a full 6 months, then the Regular APR Get $75 Cashback Bonus when you make $500 in purchases within 3 months 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Excellent |
0* |
6 Mo.* |
11.99% - 20.99% (Variable)* |
|

 |
Chase Sapphire(SM)
Earn $100 in rewards - that's 10,000 bonus points after your first purchase! Redeem points for travel, gift cards, merchandise, cash back and more 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases Points never expire and there are no limits on how many points you can earn 24/7 Dedicated service advisors (No voice recording) Premier travel and purchase protection benefits All of this for no annual fee!
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Excellent |
n/a |
n/a |
12.24% Variable* |
|

 |
Discover® MotivaCard
Cash rewards for your good credit management Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Up to 1% unlimited Cashback Bonus on all other purchases 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR 3.99% intro APR on purchases for a full 12 months, then the Regular APR
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
3.99* |
12 Mo.* |
11.99% - 20.99% (Variable)* |
|

 |
Zync from American Express(SM)
Earn 10,000 Membership Rewards(R) points after first purchase Enjoy a low annual fee of just $25 for Basic Card Pay no interest - that's because you pay in full each month Choose the Lifestyle Packs you want to customize your Card with the benefits you use most Protect eligible purchases with Purchase Protection and Extended Warranty Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $25 |
Very Good |
n/a |
n/a |
n/a |
|

 |
The Platinum Card(R) from American Express
Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket! Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program. 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card(R) Concierge is at your service so you can spend your energy doing what you want. FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $450 |
Excellent |
n/a |
n/a |
n/a |
|

 |
Slate(SM) from Chase
0% Intro APR for up to 12 months. No Annual Fee. New Innovative Card Design. Blueprint(SM) – free and customizable features Help you avoid unnecessary interest Pay your balances down faster
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0 |
See Terms* |
13.24%-22.24% Variable* |
|

 |
American DreamCard MasterCard®
Over $1.2 Million Awarded to Date! Large monthly cash jackpots Earn entries from everyday shopping Get 1,000 entries just for applying! A New Winner Every Month! Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™ See terms and conditions for important rate, fee, and other cost information, and limitations
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0- $59* |
Good |
n/a |
n/a |
14.99% or 21.99% Variable |
|

 |
American Express(R) Premier Rewards Gold Card
3-2-1 Points: Earn Membership Rewards(R) points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else No annual fee for your first year, a savings of $175 Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| See Terms* |
Excellent |
n/a |
n/a |
n/a |
|

 |
PenFed Premium Travel Rewards American Express® Card
5 Points for Every $1 Spent on Airfare! 3 Points on Hotels and Dining (through December 31, 2010) No Balance Transfer Fees – Good till June 30, 2010 Automatic enrollment in PenFed Premium Rewards Program Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend 24/7 Premium Concierge Service Exclusive Travel Upgrades and Offers Redeem on any Airline; no black-out dates or restrictions
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $50 |
Very Good |
n/a |
n/a |
13.24% |
|

 |
American Express(R) Gold Card
Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100! The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards. Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide. Express Approval. Get a decision in 60 seconds.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $125 |
Very Good |
n/a |
n/a |
n/a |
|
* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.
|